Generically, "reloaded" means ammunition created from used (previously fired) cases (some exceptions apply).
When the term "handloaded" is used, this refers to ammunition that is made by an individual at home, using any of the popular reloading presses.
When the term "factory reloaded" is used, this refers to ammunition that is made by a bulk reloader using automated bulk reloading equipment.
Ammo I (or any other home reloader) make at home would be reloaded, but "handloaded", and is the horror dream of gun manufacturers because there is no guarantee that the individual constructing the ammunition will follow SAAMI specs, nor is there any quality control over components.
Ammo produced by "factory reloaders" (Aka, "bulk reloaded") also do not have the guarantee of SAAMI compliance, but will tend to (by custom, not as a rule) conform with SAAMI specs (generally, not assured, though). Furthermore, due to the possibility of a buyer filing a lawsuit against the ammo remanufacturer in case of faulty ammo (always a hazard), it is generally accepted that "factory reloaded" ammunition will perform within SAAMI specifications in regards to not approaching the maximum chamber pressures as well as the specified case dimensions for any given caliber of ammo.
If you (or anyone) have ever purchased various brands of ammo and examined the cases only to find the headstamps are mixed, this is most certainly factory reloaded or remanufactured ammo, and uses previously-fired cases, hence the mixed headstamps.
Home reloaders or "hand-loaders" also use previously-fired cases, except for those who purchase virgin (unused) brass, which is certainly more expensive than picking up you own spent brass or collecting range brass.
Hope that helps.
Cheers!
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