Banks and credit card companies protect your money/credit with software that monitors the amounts and places you buy stuff. Unusual transactions can be denied.
I can see that many people's buying patterns have changed with all we are dealing with. I know mine have. However, this claim is just gullible.
When they were the Bank of Italy, and the owner had to grab everything and go during a huge city wide fire. He took his records money, gold to his farm house, opened the bank there under protection of firearms and was credited with rebuilding the city.